Too Good To Be True?

United States Department of Agriculture offers a ZERO down payment loan.  These loans are commonly referred to as USDA guaranteed loans and are a great option for potential home buyers with little or no money...

How To Prune Your Fruit Trees

Now is the best time to prune your fruit trees and here is how to do it in three simple steps. Within a few years of lovingly planting fruit trees, most folks find themselves with scraggly overgrown bushes,...

Warning To All Clients

WARNING TO ALL CLIENTS Subject: Federal and State withholding amounts. Applies to anyone having withholding from wages, social security, etc.   My office has warned our clients several times...